Health Insurance in the United States
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Who has it? Who does not?
I am fortunate. For the most part I have had health coverage all my life, with a few exceptions here and there. I also need health coverage to keep me alive. I have high blood pressure, severe depression, post traumatic stress disorder, diabetes, dyslexia, and I could go on.
The point is, without my medicines, I would die.
My friend Dan, who was younger than I was, had a faulty heart valve. Dan needed to have a stint in his artery near the heart to prevent collapse. he also needed medications just to stay alive. Dan had these things when he worked for me, but after I left the job we shared, Dan got let go. Not enough work, he told me shortly before he died. I am convinced Dan died because he could not get health coverage. No insurance company would take him as a client because of pre-existing health issues. He was simply left to die, which he did, at the young age of about 49. To me, his death was unnecessary. I miss him because he was a good friend and an excellent person.
My friend Debbie was a great cook. She worked for me in Galena and then went into business for herself in Freeport, Illinois. She put all her money into her business, was doing well with a start up, but then went to a routine doctor visit and discovered she had cancer. He health coverage was cancelled. She lost her business, house and everything and in the end, she died. Maybe she would not have survived therapy, but she never had the chance to try. Debbie was a fighter. Up until the same day she died she was trying to get some sort of coverage. No one could help. No insurance company would accept her claim. So, she was just another one who died because of lack of insurance.
Ron was another good friend who started his own business. Ron was chronically depressed, took medications that helped him cope with his life and allowed him to start his own business, which was just starting to be successful. then his insurance coverage ended, and he died. He hanged himself because he could no longer buy his medicines. In his suicide note he said that he couldn't live with the depression that plagued him since he was a child.
Frank T. and I were musicians together when we were younger. Frank had a faulty heart valve since he was a child. When he grew up, he couldn't get health insurance because the companies he worked for couldn't afford group coverage. He died at 50 because his heart valve finally gave out. Frank was an extremely talented man, and now his talent is gone forever.
Frank B and I were also musician friends. Frank failed at most things in life, but he was really a good guy. He blew his brains out a few weeks ago because of his chronic depression, his lack of health coverage, and so on and so forth.
Should I go on? I know of many people, friends, relatives, aquaintences, who need but can not get health coverage. I have heard many stories of a few Canadians who have come here for health treatment. Who tells the story of Americans who can not get health coverage in their own country? So, far, not too many.
I am not going to debate which country has the best health care or which has the best coverage. I only know that more than 20 people I know personally can not get either coverage or insurance. Before someone tells me how fortunate "we" are, think about the people, maybe people you personally know, who are shut out of the system. Do you care about them? Do you care if they live or die, or at least if they are given the chance to fight their disease or condition? If so, what are you willing to do about it?
Then look in the mirror and ask yourself: If I lost my health coverage today, what would happen to me?
Health Coverage
If you live in the USA, please answer below.
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Single-payer. Everyone in, no one out. It is the only viable solution. Everything else is simply concession and surrender to the profit machine. Buy or die.
This all looks very grim right now. Single payer isn't even on the table at this time. The sad thing is, if the right 'wins' they lose, because the whole system is about to come crashing down if no changes are made. Maybe that is what has to happen, I don't know. I really fear for the future of our country right now. Dark times.
The trouble is that there are very many highly paid insurers who have a vested interest in maintaining the status quo. They will literally stop at nothing in their quest to discredit universal healthcare. If they really cared about people they would be in medicine, not insurance.
It scares me more with the right because it's so reminiscent of Nazism. Bullying is right. Leftists can be obnoxious, but the last time they made much noise was Vietnam and I do think that was different. It wasn't like they were disrupting an open meeting--they weren't preventing peaceful assembly by showing up to protest the war. These people at the town halls are using intimidation to prevent inquiry and understanding. That's chilling.
The best weapon at their disposal is the tendency that many people have to think in sound-bites. Over and over I read the same phrasing in these arguments. It's as though people have been brain-washed by the relentless drip drip of propaganda.
I think its time to renew the CEO home tours. The only ones profiting form the current system is the CEO's, and the CEO want to be's. The lesser vampires who do the work of the head man.
Worst of these are the lawyers. But when the bailout was the main daily topic these tours got some attention.
But the real thing is How can these people be considered model and up right citizens when they live off the deaths of good people who can't afford to support their greed?
The there are the idiots who mob the Town Hall meetings. They don't realize that when there interest conflict with the CEO's there will be some group to shout them down.
Sorry for your loses, great Hub.
Good idea! Here's a good place to start!
Sadness all the way around...there are so many things that come to mind, but it's all been said so many times it doesn't sound real anymore..I am Praying hard...:O) Hugs to you especially Chef
Barely a handful of politicians are willing to speak up for single payer health care. Anything less is a big political win for the right wingers. Didn't we vote last November to put this country back on the right track? The outlook is very bleak. The robber barons couldn't get their way without the support of the gullible sheep that are presently trying to disrupt the Administration's efforts to have a true dialogue in town halls around the country.
I think we need health insurance to protect our shelves. To prevent us from bad accident that happen to us like illness. thanks for share.great hub
The health insurance in India is also developing very fast.The govt. sponseredL I C of India and other insurance companies are providing good health coverages.But It is always wise to get it done at Younger age.After 45, the medical tests to be done prior to insurance, and premiums, raise high. After 56, no insurance coverage for health is usually given.
The medical expenditure in India was not so high till recently-till we entered into 'globalisation' magic. Even now it is manageble-in 'non-high tech ' hospitals. But for poor, it is always difficult to pay.
Jeff,
I agree with one of your comments above (and nice hub, by the way): I think the Town Hall outbursts are scripted, too. At least initially. I also wrote a hub concerning healthcare (as I'm sure many people have).
Unrelated question: you do Civil War reenactments in Chicago?!?















Ralph Deeds Level 6 Commenter 2 years ago
Health care in the U.S. is badly in need of reform. We can't go on business as usual. Costs must be controlled and insurance must be made available to everybody regardless of pre-existing conditions. For profit health insurance companies and doctors and hospitals gotta' go.